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Introducing Justin Hayward of Auckland Home Loans

Justin Hayward, Senior Consultant at Auckland Home Loans, provides a personalised service for those seeking assistance with their home loan finance. With 7 years in the financial services industry you...

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Understanding Insurance Terms – what does it really mean?

Glossary of Insurance Terms Insurance Option What it is? Life Cover Provides a lump sum payment in the event of your death (or in some policies on diagnosis of a terminal illness) Trauma Cover /...

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Income Protection – payout in arrears or advance?

Is Your Income Protection Cover In Arrears?    By Rod Eddowes (Appleby Insurance) If you have Income protection Insurance, does it payout in arrears or advance? Ie, does it pay your first monthly...

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Life Cover in New Zealand for families

Life Cover for families. (By Rod Eddowes – Appleby Financial Services Ltd) Lately I have had the pleasure of reviewing NZ  life cover for a number of families. Why? Because;  They hadn’t looked at...

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Are you confident dealing with your mortgage broker?

Rightly or wrongly my business has been brought into disrepute. Last night on TVNZ’s Close Up, a piece focused on Kerry Buddle, a former mortgage broker working in the Kapiti Coast area. She was...

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No change for OCR

By Justin Hayward Last week Dr Bollard released his Monetary Policy Statement, confirming that there will be no changes to the OCR this month. However, from his comments we can assume that we are...

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Great lending offer to Christchurch Red Zone residents? Proceed with caution!

I have read with interest the news around the offers made to Christchurch Red Zone home owners from several of the banks. Of note the first to the market was ANZ. A summary of their offer is as...

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